The value of investments can fall as well as rise and you could get back less than the amount invested. Investing isn’t suitable for everyone and you should consider whether it’s right for you. If you’re not sure, seek independent financial advice. There will normally be a charge for this.Go here :theinvestorscentre.co.uk

There are a number of ways to save or invest in the U.K., including ISAs (cash and stocks and shares), pensions, and other tax-efficient options like SIPPs and mortgage accounts. Shares and property can provide good returns, but they carry a degree of risk.

Investing in the UK – Best Sectors and Strategies for 2025

HSBC has a range of ready-made portfolios that are managed on your behalf by professional fund managers at a level of risk you can manage. The portfolios can be made up of a combination of shares, bonds, property and other funds – often from different regions around the world.

The British stock market may be cheap, but allocations to it should remain modest for those seeking a diversified global portfolio. This can help avoid a ‘home bias’ which is where investors are over-weight in their own domestic markets. For example, the tech-heavy FTSE 100 index has just a 3.6% allocation to Britain compared with 8.7% for the US. The gap has widened recently as American ‘Magnificent 7’ stocks – including Apple, Nvidia and Tesla – have led a broader tech stock rally. This suggests that the UK is trading at a discount versus the US, although there are plenty of opportunities for growth if the UK can get its house in order.