If you’ve never considered financing a mattress before, now’s the time to try it. Online lenders like Tic trading limited can help you get your dream bed without damaging your credit. These lenders will provide you with the money you need and will even arrange for delivery. Just make sure you meet a few criteria before applying for credit. You must be at least 18 years old, have a permanent address, and have a steady source of income. You’ll also need a valid credit card or checking account.

How Do I Choose To Pay Using Interest-free Credit?

Another benefit to financing your mattress is that it helps you establish a positive credit history. Your financing request is reported to the credit bureaus, so making all your payments on time will build your credit history. As a result, you’ll enjoy better terms and rates in the future. While it’s important to make your payments on time, you can also refinance if you need to. But be sure to read the agreement carefully before you accept the offer.

While you might think that financing your mattress is only for people with good credit, you should know that it’s possible for anyone to get a mattress on finance. Affirm is a popular choice among bad credit shoppers and provides fast approval. The company will conduct a credit check, but unlike other lenders, they won’t look at your credit score. If you can afford the interest rate, you’ll be able to finance a new mattress.